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*Training Mortgage Finance is a national scholar mortgage debt consolidation and refinance program introduced through Tennessee primarily based SouthEast Financial institution. ELFI is designed to lend a hand debtors via consolidating and refinancing loans into one unmarried mortgage that successfully lowers your value of training debt and/or makes compensation quite simple. Matter to credit score approval. See Phrases & Prerequisites. Rates of interest present as of 06-01-2022. The rate of interest and per 30 days fee for a variable charge mortgage might build up after ultimate, however won’t ever exceed 9.95% APR. Rates of interest is also other from the charges proven above and will probably be in keeping with the time period of your mortgage, your monetary historical past, and different elements, together with your cosigner’s (if any) monetary historical past. See Eligibility Necessities for more info. As an example, a 10-year mortgage with a hard and fast charge of 6% would have 120 bills of $11.10 according to $1,000 borrowed. Charges are topic to switch.