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*Schooling Mortgage Finance is a national pupil mortgage debt consolidation and refinance program presented by means of Tennessee primarily based SouthEast Financial institution. ELFI is designed to help debtors thru consolidating and refinancing loans into one unmarried mortgage that successfully lowers your value of training debt and/or makes reimbursement quite simple. Topic to credit score approval. See Phrases & Stipulations. Rates of interest present as of 05-12-2022. The rate of interest and per month fee for a variable price mortgage would possibly building up after remaining, however won’t ever exceed 9.95% APR. Rates of interest is also other from the charges proven above and will likely be in accordance with the time period of your mortgage, your monetary historical past, and different components, together with your cosigner’s (if any) monetary historical past. See Eligibility Necessities for more info. For instance, a 10-year mortgage with a set price of 6% would have 120 bills of $11.10 according to $1,000 borrowed. Charges are matter to switch.