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*Schooling Mortgage Finance is a national scholar mortgage debt consolidation and refinance program introduced via Tennessee primarily based SouthEast Financial institution. ELFI is designed to help debtors via consolidating and refinancing loans into one unmarried mortgage that successfully lowers your price of schooling debt and/or makes compensation quite simple. Topic to credit score approval. See Phrases & Stipulations. Rates of interest present as of 04-01-2022. The rate of interest and per thirty days fee for a variable charge mortgage might building up after remaining, however won’t ever exceed 9.95% APR. Rates of interest could also be other from the charges proven above and might be in line with the time period of your mortgage, your monetary historical past, and different components, together with your cosigner’s (if any) monetary historical past. See Eligibility Necessities for more info. As an example, a 10-year mortgage with a hard and fast charge of 6% would have 120 bills of $11.10 in keeping with $1,000 borrowed. Charges are matter to switch.